The traditional physical bank branch is experiencing a sharp decline in its presence. Driven by the boom of online and mobile banking, users are increasingly preferring to digital channels for their financial needs. This shift has led to a reduction in branch establishments, and many institutions are closing existing branches to streamline costs.

Free cash flow (FCF) represents a crucial metric for investors and business operators alike. It reflects the actual cash produced get more info by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can indicate a healthy and sustainable business, capable of growing. Understanding how to determine